Zero-interest financing for one year

If you qualify, there are no loan fees, no points, no security liens and most importantly, no down payments. Plus, the application and approval process is easy and fast.

Do the math – see how much energy-efficient upgrades will reduce your monthly energy bill. The savings may very well pay your monthly loan payment – and then some.

You can tailor your financial package to meet your needs, and you'll benefit from lower energy costs for years to come.

How much can I borrow?

The minimum loan amount is $1,500. The maximum amount that you can borrow is $25,000. Financing is available for qualifying equipment and contract labor.

Do-it-yourself labor expenses do not qualify for financing.

What is the interest rate?

Terms range from 0-60 months with the corresponding fixed APR between 0-6.9%. The longer the loan term, the higher the interest rate. For example, if you choose a 12-month-or-less loan, you may be able to borrow funds interest-free, while 60-month loans are at 6.9%. The term and interest rate are determined upon origination of the loan. The term and rate are not adjustable following closing.

Note: Alliant Energy is not involved in the loan approval process.

What products are eligible?

Before making your purchase, call 1-866-ALLIANT (866-255-4268) to confirm that your selected equipment qualifies for low-interest financing.

Can I apply for other incentives?

No. If you participate in the Low-Interest Financing program, you are not eligible for other incentives from Alliant Energy on the equipment financed.

How do I find a qualified equipment dealer?

Use our online dealer locator to find an energy-smart dealer, contractor or retailer in your area.

How do I qualify?

  • You must be a residential customer in Iowa.
  • You must own the property on which the equipment and/or measures are being installed.
  • All equipment financed through this program must use electricity or natural gas provided by Alliant Energy and must meet minimum energy-efficiency standards.

Can I apply for other incentives?

If you participate in the program, you are not eligible for other incentives from Alliant Energy on the equipment financed.

How do I apply?

  • Determine your desired equipment and obtain the specifications (brand name, model number, size, and energy use) from your dealer or retailer.
  • Download the Low-Interest Financing application form.pdf
  • Fill out the application form completely and fax it to (319) 450-0218 or mail to:
    Alliant Energy Rebate Center
    ATTN: Low Interest Financing 
    P.O. Box 938
    Cedar Rapids, IA 52406-0938

  • If your equipment qualifies, we’ll fax the information to the financial institution. A representative will contact you within 2 business days regarding loan approval.
Rebates for your home

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